Pandemic Unemployment Assistance (PUA)
Self-employed individuals and independent contractors who are unable to work for the weeks impacted as a result of COVID-19 between Jan. 27- December 31, 2020 may apply for Pandemic Unemployment Assistance. The State Department of Labor and Industrial Relations is finalizing the eligibility guidelines and application process, and plans to activate a phone hotline to help answer any questions.
RAM is monitoring the State DOL for updates and will share to members as soon as the information is made available.
Paycheck Protection Program & Economic Injury Disaster Loans FAQ
This FAQ from the National Association of REALTORS answers frequent questions about who is eligible and how to apply for the new programs created by the U.S. Small Business Adminstration.
Coronavirus: SBA CARES Act FAQ
Paycheck Protection Program (PPP)
Zero-fee loans of up to $10 million to cover payroll and other operating expenses for small businesses harmed by COVID-19 between February 15-June 30, 2020. To have the full 8-weeks of allowable costs forgiven, you should apply before May 5, so that all of your forgivable costs are incurred before June 30. Small businesses and sole proprietorships may apply on April 3; Independent contractors and self-employed may apply on April 10. Please contact your lender to begin the application process.
Economic Injury Disaster Loans (EIDL) and EIDL Grants
Hawai‘i small businesses suffering financial losses due to the impact of COVID-19 can now file for low-interest working capital loans of up to $2 million from the Small Business Administration (SBA).
H.R. 6201 Families First Coronavirus Response Act (FFCRA)
Congress passed emergency legislation to provide support to families, workers, and businesses. This includes benefits to small business owners and self-employed individuals.
Overview on how FFCRA impacts REALTORS®
FAQs regarding the Emergency Family Medical Leave Expansion Act in FFCRA
FAQs regarding the Emergency Paid Sick Leave Act in FFCRA
New American Job Center Maui website launched
This website helps Maui County residents file for unemployment insurance or register for job searches from the safety of home in the wake of impacts from the COVID-19 (coronavirus) outbreak.
Go to Maui American Job Center website